Your money, the moment you earn it.
PayPal interrupts your checkout, blends your rate, and is infamous for freezing merchant funds without warning. Krepling Pay keeps customers on your store, shows you every cent of cost, and settles your money on time — every time.
PayPal takes your customers. Krepling Pay keeps them.
PayPal is everywhere, but that reach comes at a cost: a redirect that yanks customers off your site, a blended rate you can't see into, and an account that can be frozen the moment their risk engine gets nervous. Krepling Pay is native a checkout on independent rails, transparent pricing, T+1 settlement, and a payment relationship that treats your money like it's yours.
| Feature |
|
|
|---|---|---|
| Checkout experience | Native, on-site, branded | Redirect off your store |
| Underlying rails | Independent | PayPal's closed network |
| Pricing model | Transparent interchange-plus | Flat blended rate + fees |
| Rate improves with volume | Yes — IC+ scales down | No — flat, plus surcharges |
| Fund holds / freezes | No — funds settle on schedule | Notorious for holds & freezes |
| Settlement | T+1 on Krepling rails | Held funds, reserves, rolling delays |
| Support model | Dedicated advisory + concierge | Automated / outsourced |
| Agentic commerce ready | Independent rail for the open web | Closed ecosystem |
| Lock-in | None — month-to-month | Account terms can change anytime |
Every redirect is a leak in your funnel.
PayPal's checkout pulls shoppers off your site and into PayPal's — a login wall, a different brand, a moment of doubt right at the point of sale. Every one of those handoffs is a chance to lose the sale: abandoned carts, forgotten passwords, second thoughts on a screen that isn't yours. You spent real money getting that customer to checkout. Then PayPal puts a door between them and the buy button.
PayPal is notorious for freezing merchant funds. Krepling Pay never will.
This is PayPal's most infamous failing, and every e-commerce operator has either lived it or watched a peer suffer through it: funds frozen or blocked.
PayPal can do this because you're a sub-account inside their risk system, governed by terms that can change without your input. When their algorithm flags you, your revenue stops — and you're left arguing with a support queue while your business bleeds.
PayPal built a closed loop.
We’re building the open rail.
AI agents will soon transact on behalf of customers — and closed ecosystems like PayPal aren't built for an open, interoperable buying web. Krepling Pay is the independent agentic payment rail for the open web, so when agents start checking out, your store is a destination — not stranded inside a walled network.
A processor sends a dashboard. We send a team.
PayPal support is automated, outsourced, and built to deflect — exactly when you need a human most. Krepling Pay gives you direct advisory access: performance updates, ongoing optimization, data insights, and tax guidance from people who know your business. White-glove implementation to get you live, and a real partner once you are.
Everything customers expect.
Nothing that holds you back.
One-click returning checkout. Apple Pay and Google Pay. Stored cards. Native WooCommerce Subscriptions with intelligent retries. The convenience shoppers want — without the redirect, the blended fees, or the risk of a frozen account.
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One-click returning checkout
Stored cards, addresses, and shipping preferences — the same frictionless flow your shoppers expect.
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Apple Pay & Google Pay
Tap to pay on every device, baked in. No extensions, no extra setup, no surcharges.
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Intelligent retries
Smart logic recovers failed charges so subscriptions and high-AOV carts don't slip through.
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Krepling Wallet
A returning-shopper wallet that lives in your store — your brand, your data, your relationship.
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PCI-compliant tokenization
Hosted-fields tokenization keeps card data off your servers and your PCI scope minimal.
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Chargeback API
Automatic dispute responses with evidence baked in — fewer manual fights, more recovered revenue.
Live in days, not quarters.
No replatforming, no rebuild. Krepling Pay drops into the store you already run — our team handles the heavy lifting.
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Step 1
Connect your store
Integrate Krepling Pay into your existing store. No migration, no downtime, no touching your theme.
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Step 2
We structure your rate
Share your volume and product mix. We build interchange-plus pricing around how your business actually runs — white-glove, no guesswork.
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Step 3
Go live and get paid
Flip the switch and start processing. Funds settle T+1, and your customers get the one-click checkout they expect.
Get paid like the business
you’re building.
Native checkout, transparent pricing, and settlement that never holds your money hostage.