Shop Pay is built to keep you on Shopify. Krepling Pay is built to set you free. One-click checkout, faster conversion, and full ownership, without renting your business from someone else's platform.
Shop Pay is one of the best accelerated checkouts on the web, but it exists to deepen your dependence on Shopify's ecosystem. Every conversion makes leaving harder. Krepling Pay delivers the same one-click speed natively inside your store, on infrastructure you control, with pricing you can actually read.
| Feature |
|
|
|---|---|---|
| Platform | store-native, open web | Shopify ecosystem only |
| You own your stack | Yes — fully portable | No — tied to Shopify |
| Pricing model | Transparent interchange-plus | Bundled into Shopify Payments |
| One-click checkout | Yes | Yes |
| Stored wallet | Krepling Wallet | Shop Pay wallet |
| Subscriptions | Native Subscriptions | Limited / app-dependent |
| Agentic commerce ready | Built for AI-driven buying | Closed ecosystem |
| Settlement | T+1 on RS2 rails | Standard payout schedule |
| Lock-in | None — month-to-month | Migration means rebuilding |
Shop Pay's economics are folded into Shopify Payments — your real cost lives inside a blended rate you can't fully see. Krepling Pay is interchange-plus, always. Network cost plus a clear margin. As you scale, your rate drops. No padding, no platform tax.
Shop Pay's value compounds inside Shopify — and evaporates the moment you want to leave. Krepling Pay lives in your store, on open infrastructure. Your customer data, your payment relationships, your roadmap. Switch, scale, or grow on your terms.
AI agents will soon transact on behalf of customers — and closed ecosystems like Shopify are building walled gardens around it. Krepling Pay is the independent payment rail for the open web, so when agents start checking out, your store is a destination, not a blind spot.
One-click returning checkout. Apple Pay and Google Pay. Stored cards. Intelligent retries. Everything that makes Shop Pay convert — delivered natively, without surrendering your independence.
Stored cards, addresses, and shipping preferences — the same frictionless flow Shop Pay shoppers expect.
Tap to pay on every device, baked in. No extensions, no extra setup, no surcharges.
Smart logic recovers failed charges so subscriptions and high-AOV carts don't slip through.
A returning-shopper wallet that lives in your store — your brand, your data, your relationship.
Hosted-fields tokenization keeps card data off your servers and your PCI scope minimal.
Automatic dispute responses with evidence baked in — fewer manual fights, more recovered revenue.
No replatforming, no rebuild. Krepling Pay drops into the Shopify store you already run — our team handles the heavy lifting.
Install Krepling Pay on your existing Shopify store. No migration, no downtime, no touching your theme.
Share your volume and product mix. We build interchange-plus pricing around how your business actually runs — white-glove, no guesswork.
Flip the switch and start processing. Funds settle T+1, and your customers get the one-click checkout they expect.
Get Shop Pay-grade conversion on infrastructure that's actually yours.