WooCommerce-native. But not all native is equal.
WooPayments runs your money through Stripe on a flat blended rate. Krepling Pay runs it on independent rails, at interchange-plus, with a team behind you. Same store, better foundation.
WooPayments is the default.
Krepling Pay is the upgrade.
WooPayments is convenient, it's right there in your dashboard. But convenience hides the trade: you're processing on Stripe's infrastructure, paying a padded flat rate, and getting support that ends at a help doc. Krepling Pay gives you the same one-click WooCommerce experience on independent rails, with transparent pricing the beats Stripe's native price.
| Feature |
|
|
|---|---|---|
| WooCommerce-native | Yes | Yes |
| Underlying rails | Independent (Krepling) | Stripe — you're a sub-merchant |
| Pricing model | Transparent interchange-plus | Flat blended rate |
| Rate improves with volume | Yes — IC+ scales down | No — flat regardless of scale |
| Settlement | T+1 on Krepling rails | Standard payout schedule |
| Support model | Dedicated advisory + concierge | Self-serve / automated |
| Custom implementation | White-glove onboarding | DIY setup |
| Agentic commerce ready | Independent rail for the open web | Tied to Stripe's roadmap |
| Lock-in | None — month-to-month | Embedded in Stripe ecosystem |
Stop paying flat for variable cost.
WooPayments charges one blended rate on every card, which means you overpay on cards that cost less to process, and the spread goes to them. Krepling Pay is interchange-plus: you pay the true network cost plus a clear margin you can see. As your volume grows, your effective rate drops. A flat rate never does.
Whose rails are you really on?
WooPayments is built on Stripe, every transaction makes you a sub-merchant in someone else's processing stack, subject to their terms, their roadmap, and their risk decisions. Krepling Pay runs on independent settlement rails. You're a direct merchant, not a line item inside a giant. Your payment relationship is yours.
Stripe is building a walled garden.
We’re building the open road.
AI agents will soon transact for customers — and Stripe is writing its own closed standard for that future. WooPayments merchants inherit whatever Stripe decides. Krepling Pay is the independent agentic payment rail for the open web, so when agents start checking out, you're a destination on your own terms — not waiting on someone else's API.
A processor sends a dashboard. We send a team.
WooPayments support is self-serve by design — docs, tickets, and automated flows. Krepling Pay gives you direct advisory access: performance updates, ongoing optimization, data insights, and tax guidance from people who know your business. White-glove implementation to get you live, and a real partner once you are.
Everything native. Nothing generic.
One-click returning checkout. Apple Pay and Google Pay. Stored cards. Native WooCommerce Subscriptions with intelligent retries. The seamless in-dashboard experience you expect from WooPayments — on better rails, at a better rate, with better people.
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One-click returning checkout
Stored cards, addresses, and shipping preferences — the same frictionless flow your shoppers expect.
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Apple Pay & Google Pay
Tap to pay on every device, baked in. No extensions, no extra setup, no surcharges.
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Intelligent retries
Smart logic recovers failed charges so subscriptions and high-AOV carts don't slip through.
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Krepling Wallet
A returning-shopper wallet that lives in your store — your brand, your data, your relationship.
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PCI-compliant tokenization
Hosted-fields tokenization keeps card data off your servers and your PCI scope minimal.
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Chargeback API
Automatic dispute responses with evidence baked in — fewer manual fights, more recovered revenue.
Live in days, not quarters.
No replatforming, no rebuild. Krepling Pay drops into the WooCommerce store you already run — our team handles the heavy lifting.
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Step 1
Connect your store
Install the Krepling Pay plugin on your existing WooCommerce site. No migration, no downtime, no touching your theme.
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Step 2
We structure your rate
Share your volume and product mix. We build interchange-plus pricing around how your business actually runs — white-glove, no guesswork.
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Step 3
Go live and get paid
Flip the switch and start processing. Funds settle T+1, and your customers get the one-click checkout they expect.
The default got you started.
The upgrade scales you.
Move from flat-rate, Stripe-backed processing to independent, transparent, advisory-led payments, without leaving WooCommerce.