Now live: Krepling Pay has now gone agentic. Learn more
Krepling Pay vs Adyen
Krepling Pay vs. Adyen

Enterprise-grade rails, without the enterprise barrier.

Adyen is built for billion-dollar merchants with engineering teams to match. Krepling Pay brings the same caliber of independent infrastructure to your store, native, accessible, and backed by a team from day one. No volume minimums. No build-it-yourself.

2.5% + 30¢ Transparent interchange-plus, the model done right
T+1 Next-day settlement on independent RS2 rails
None Volume minimums — accessible at your size
Day one Advisory and concierge support, from your first sale
The core difference

Adyen is built for enterprises.
Krepling Pay is built for you.

Adyen is exceptional, a genuinely world-class, independent processing platform. But it's designed for global enterprises: high volume thresholds, API-first integration that assumes you have developers on staff, and real account support reserved for merchants big enough to warrant it. If you're not at that scale, you're a small fish in an ocean built for whales. Krepling Pay delivers that same caliber of independent, modern rails, purpose-built for e-commerce, accessible at your size, with advisory support from the start.

Feature
Built for Growing/enterprise e-commerce merchants Global enterprises
Volume minimums None High thresholds to onboard
WooCommerce-native Yes, purpose-built API-first, build-it-yourself
Integration effort Plug-and-play Developer team required
Pricing model Transparent interchange-plus IC+ (enterprise-oriented)
Settlement T+1 on Krepling rails Standard payout schedule
Support model Advisory + concierge, from day one Account manager only at scale
Agentic commerce ready Independent rail for the open web Enterprise roadmap
Time to live Fast, white-glove onboarding Long enterprise implementation
Pricing transparency

The same honest model, at your scale.

Credit where it's due: Adyen also runs interchange-plus, and that's the right model. The difference is access. Adyen's transparent pricing comes packaged with enterprise minimums and commitments built for merchants processing at massive scale. Krepling Pay gives you the same interchange-plus transparency — true network cost plus one clear margin — without needing to be an enterprise to earn it. As you grow, your effective rate drops, the same way it should.

Native fit, not a build project

Adyen hands you an API. We hand you a finished integration.

Adyen is API-first by design — phenomenally flexible if you have the engineering team to wire it into your stack and maintain it. For a e-commerce merchant, that flexibility becomes a build project: developer time, integration work, ongoing upkeep. Krepling Pay is native to to your store out of the box. One-click checkout, wallets, subscriptions, and fraud tooling already built in. You're processing in days, not a development cycle.

Accessible at your size

Enterprise infrastructure shouldn't require enterprise volume.

Adyen's best capabilities — and its real human support — unlock once you hit the scale they're built for. Below that line, you get the platform but not the partnership. Krepling Pay treats you like the merchant you are today, not the volume you might be in five years. Full advisory access, white-glove implementation, and concierge support from your first transaction — no threshold to clear.

The agentic future

Both independent.
One built for your part of the web.

Adyen is independent infrastructure, and that matters — but its agentic roadmap is shaped around enterprise priorities. Krepling Pay is the independent agentic payment rail purpose-built for the open AI web, so when AI agents start checking out, your store is a first-class destination — not a smaller account waiting in a larger queue.

Partnership, not just processing

Adyen's team scales with their interest. Ours scales with yours.

At Adyen, dedicated support is a function of how much volume you bring. Krepling Pay gives every merchant direct advisory access: performance updates, ongoing optimization, data insights, and tax guidance from people who know your business. White-glove implementation to get you live, and a real partner once you are — regardless of your size.

What you don't give up

Enterprise-caliber, minus the enterprise overhead.

You don't sacrifice power to gain accessibility. Independent Krepling settlement rails, PCI-compliant tokenization, real-time fraud scoring, native subscriptions, and a chargeback API that fights back — the serious infrastructure Adyen merchants expect, delivered without the minimums, the build, or the wait.

  • One-click returning checkout

    Stored cards, addresses, and shipping preferences — the same frictionless flow your shoppers expect.

  • Apple Pay & Google Pay

    Tap to pay on every device, baked in. No extensions, no extra setup, no surcharges.

  • Intelligent retries

    Smart logic recovers failed charges so subscriptions and high-AOV carts don't slip through.

  • Krepling Wallet

    A returning-shopper wallet that lives in your store — your brand, your data, your relationship.

  • PCI-compliant tokenization

    Hosted-fields tokenization keeps card data off your servers and your PCI scope minimal.

  • Chargeback API

    Automatic dispute responses with evidence baked in — fewer manual fights, more recovered revenue.

Switching is simpler than it sounds

Live in days, not quarters.

No replatforming, no rebuild. Krepling Pay drops into the store you already run — our team handles the heavy lifting.

  1. Step 1

    Connect your store

    Integrate Krepling Pay into your existing store. No migration, no downtime, no touching your theme.

  2. Step 2

    We structure your rate

    Share your volume and product mix. We build interchange-plus pricing around how your business actually runs — white-glove, no guesswork.

  3. Step 3

    Go live and get paid

    Flip the switch and start processing. Funds settle T+1, and your customers get the one-click checkout they expect.

Get enterprise rails
at a human scale.

Independent infrastructure, transparent pricing, and a team behind you — native to your store, accessible from your first sale.