Enterprise-grade rails, without the enterprise barrier.
Adyen is built for billion-dollar merchants with engineering teams to match. Krepling Pay brings the same caliber of independent infrastructure to your store, native, accessible, and backed by a team from day one. No volume minimums. No build-it-yourself.
Adyen is built for enterprises.
Krepling Pay is built for you.
Adyen is exceptional, a genuinely world-class, independent processing platform. But it's designed for global enterprises: high volume thresholds, API-first integration that assumes you have developers on staff, and real account support reserved for merchants big enough to warrant it. If you're not at that scale, you're a small fish in an ocean built for whales. Krepling Pay delivers that same caliber of independent, modern rails, purpose-built for e-commerce, accessible at your size, with advisory support from the start.
| Feature |
|
|
|---|---|---|
| Built for | Growing/enterprise e-commerce merchants | Global enterprises |
| Volume minimums | None | High thresholds to onboard |
| WooCommerce-native | Yes, purpose-built | API-first, build-it-yourself |
| Integration effort | Plug-and-play | Developer team required |
| Pricing model | Transparent interchange-plus | IC+ (enterprise-oriented) |
| Settlement | T+1 on Krepling rails | Standard payout schedule |
| Support model | Advisory + concierge, from day one | Account manager only at scale |
| Agentic commerce ready | Independent rail for the open web | Enterprise roadmap |
| Time to live | Fast, white-glove onboarding | Long enterprise implementation |
The same honest model, at your scale.
Credit where it's due: Adyen also runs interchange-plus, and that's the right model. The difference is access. Adyen's transparent pricing comes packaged with enterprise minimums and commitments built for merchants processing at massive scale. Krepling Pay gives you the same interchange-plus transparency — true network cost plus one clear margin — without needing to be an enterprise to earn it. As you grow, your effective rate drops, the same way it should.
Adyen hands you an API. We hand you a finished integration.
Adyen is API-first by design — phenomenally flexible if you have the engineering team to wire it into your stack and maintain it. For a e-commerce merchant, that flexibility becomes a build project: developer time, integration work, ongoing upkeep. Krepling Pay is native to to your store out of the box. One-click checkout, wallets, subscriptions, and fraud tooling already built in. You're processing in days, not a development cycle.
Enterprise infrastructure shouldn't require enterprise volume.
Adyen's best capabilities — and its real human support — unlock once you hit the scale they're built for. Below that line, you get the platform but not the partnership. Krepling Pay treats you like the merchant you are today, not the volume you might be in five years. Full advisory access, white-glove implementation, and concierge support from your first transaction — no threshold to clear.
Both independent.
One built for your part of the web.
Adyen is independent infrastructure, and that matters — but its agentic roadmap is shaped around enterprise priorities. Krepling Pay is the independent agentic payment rail purpose-built for the open AI web, so when AI agents start checking out, your store is a first-class destination — not a smaller account waiting in a larger queue.
Adyen's team scales with their interest. Ours scales with yours.
At Adyen, dedicated support is a function of how much volume you bring. Krepling Pay gives every merchant direct advisory access: performance updates, ongoing optimization, data insights, and tax guidance from people who know your business. White-glove implementation to get you live, and a real partner once you are — regardless of your size.
Enterprise-caliber, minus the enterprise overhead.
You don't sacrifice power to gain accessibility. Independent Krepling settlement rails, PCI-compliant tokenization, real-time fraud scoring, native subscriptions, and a chargeback API that fights back — the serious infrastructure Adyen merchants expect, delivered without the minimums, the build, or the wait.
-
One-click returning checkout
Stored cards, addresses, and shipping preferences — the same frictionless flow your shoppers expect.
-
Apple Pay & Google Pay
Tap to pay on every device, baked in. No extensions, no extra setup, no surcharges.
-
Intelligent retries
Smart logic recovers failed charges so subscriptions and high-AOV carts don't slip through.
-
Krepling Wallet
A returning-shopper wallet that lives in your store — your brand, your data, your relationship.
-
PCI-compliant tokenization
Hosted-fields tokenization keeps card data off your servers and your PCI scope minimal.
-
Chargeback API
Automatic dispute responses with evidence baked in — fewer manual fights, more recovered revenue.
Live in days, not quarters.
No replatforming, no rebuild. Krepling Pay drops into the store you already run — our team handles the heavy lifting.
-
Step 1
Connect your store
Integrate Krepling Pay into your existing store. No migration, no downtime, no touching your theme.
-
Step 2
We structure your rate
Share your volume and product mix. We build interchange-plus pricing around how your business actually runs — white-glove, no guesswork.
-
Step 3
Go live and get paid
Flip the switch and start processing. Funds settle T+1, and your customers get the one-click checkout they expect.
Get enterprise rails
at a human scale.
Independent infrastructure, transparent pricing, and a team behind you — native to your store, accessible from your first sale.
Your money, the moment you earn it.
PayPal interrupts your checkout, blends your rate, and is infamous for freezing merchant funds without warning. Krepling Pay keeps customers on your store, shows you every cent of cost, and settles your money on time — every time.
PayPal takes your customers. Krepling Pay keeps them.
PayPal is everywhere, but that reach comes at a cost: a redirect that yanks customers off your site, a blended rate you can't see into, and an account that can be frozen the moment their risk engine gets nervous. Krepling Pay is native a checkout on independent rails, transparent pricing, T+1 settlement, and a payment relationship that treats your money like it's yours.
| Feature |
|
|
|---|---|---|
| Checkout experience | Native, on-site, branded | Redirect off your store |
| Underlying rails | Independent | PayPal's closed network |
| Pricing model | Transparent interchange-plus | Flat blended rate + fees |
| Rate improves with volume | Yes — IC+ scales down | No — flat, plus surcharges |
| Fund holds / freezes | No — funds settle on schedule | Notorious for holds & freezes |
| Settlement | T+1 on Krepling rails | Held funds, reserves, rolling delays |
| Support model | Dedicated advisory + concierge | Automated / outsourced |
| Agentic commerce ready | Independent rail for the open web | Closed ecosystem |
| Lock-in | None — month-to-month | Account terms can change anytime |
Every redirect is a leak in your funnel.
PayPal's checkout pulls shoppers off your site and into PayPal's — a login wall, a different brand, a moment of doubt right at the point of sale. Every one of those handoffs is a chance to lose the sale: abandoned carts, forgotten passwords, second thoughts on a screen that isn't yours. You spent real money getting that customer to checkout. Then PayPal puts a door between them and the buy button.
PayPal is notorious for freezing merchant funds. Krepling Pay never will.
This is PayPal's most infamous failing, and every e-commerce operator has either lived it or watched a peer suffer through it: funds frozen or blocked.
PayPal can do this because you're a sub-account inside their risk system, governed by terms that can change without your input. When their algorithm flags you, your revenue stops — and you're left arguing with a support queue while your business bleeds.
PayPal built a closed loop.
We’re building the open rail.
AI agents will soon transact on behalf of customers — and closed ecosystems like PayPal aren't built for an open, interoperable buying web. Krepling Pay is the independent agentic payment rail for the open web, so when agents start checking out, your store is a destination — not stranded inside a walled network.
A processor sends a dashboard. We send a team.
PayPal support is automated, outsourced, and built to deflect — exactly when you need a human most. Krepling Pay gives you direct advisory access: performance updates, ongoing optimization, data insights, and tax guidance from people who know your business. White-glove implementation to get you live, and a real partner once you are.
Everything customers expect.
Nothing that holds you back.
One-click returning checkout. Apple Pay and Google Pay. Stored cards. Native WooCommerce Subscriptions with intelligent retries. The convenience shoppers want — without the redirect, the blended fees, or the risk of a frozen account.
-
One-click returning checkout
Stored cards, addresses, and shipping preferences — the same frictionless flow your shoppers expect.
-
Apple Pay & Google Pay
Tap to pay on every device, baked in. No extensions, no extra setup, no surcharges.
-
Intelligent retries
Smart logic recovers failed charges so subscriptions and high-AOV carts don't slip through.
-
Krepling Wallet
A returning-shopper wallet that lives in your store — your brand, your data, your relationship.
-
PCI-compliant tokenization
Hosted-fields tokenization keeps card data off your servers and your PCI scope minimal.
-
Chargeback API
Automatic dispute responses with evidence baked in — fewer manual fights, more recovered revenue.
Live in days, not quarters.
No replatforming, no rebuild. Krepling Pay drops into the store you already run — our team handles the heavy lifting.
-
Step 1
Connect your store
Integrate Krepling Pay into your existing store. No migration, no downtime, no touching your theme.
-
Step 2
We structure your rate
Share your volume and product mix. We build interchange-plus pricing around how your business actually runs — white-glove, no guesswork.
-
Step 3
Go live and get paid
Flip the switch and start processing. Funds settle T+1, and your customers get the one-click checkout they expect.
Get paid like the business
you’re building.
Native checkout, transparent pricing, and settlement that never holds your money hostage.